WE INVEST TIME TO UNDERSTAND YOUR BUSINESS

Whether it’s an early breakfast meeting, lunch or other setting, we start every new client relationship with a comprehensive benefit program assessment.

While we’re gathering information on your current benefit lineup and costs, we learn about your employee population – demographics, tenure, turnover, etc. We work to gain an understanding of the demands, goals and challenges of your business and the role your benefits program plays in attracting and retaining employees.

The time we invest upfront getting to know your team and business ensures we move forward with recommendations that make sense for your organization.

Our strategic blueprint

Every employee benefit plan we develop is as unique as the organization it was designed to support. After our initial benefit program assessment, we break apart your individual plan components and analyze their respective cost and effectiveness. We use our findings to build the foundation of your plan design and plan offerings. Our analysis reviews

• network discounts,
• provider access,
• PBM contracts,
• stop-loss contracts,
• loss ratio
• large-claimant reports,
• reserve formula,
• eligibility rules,
• enrollment tiers,
• contribution strategy, and more.